When moving to a new rental apartment, there are already many costs for the tenant. This primarily includes the moving costs, but often also costs for renovations and the new home furnishings. In addition, a rental deposit must normally be deposited, which takes a large share of the costs with three months' rents. It is not uneven that tenants then have to borrow or severely restrict their own liquidity. However, a security insurance may help remedy these cases.

By taking out deposit insurance, tenants do not have to pay the deposit to be redeemed in an amount, but the insured person only regularly pays insurance premiums. The amounts for this usually amount to a few percent of the rental deposit per year, so that they do not have a significant impact on liquidity. Nevertheless, the landlord receives the assurance that any damage is paid for upon extract. In this case, the insurance shall occur as a guarantor and assumes the damage to the insured person in the event of a claim. As proof, the insured person therefore receives a guarantee certificate, through which the company is confirmed the guarantee to the landlord.

In addition to private deposit insurance, there are also insurance in the business area, the deposits or Take on guarantees. For entrepreneurs, too, guarantees, guarantees or guarantees can strongly influence liquidity or exceed the bank's credit line. Especially for large orders, it often happens that the client requires security. Then entrepreneurs can take out an aval loan or take out a deposit insurance to protect the credit line. Although proof of a good credit rating is also required when taking out deposit insurance, no additional collateral must often be deposited with low deposit amounts. Nevertheless, the security insurance comes as a surety and thus takes over the creditor or Clients the certainty that any payments may be made.